
Private Mortgages
Investment / residual stock lending. We offer access to real estate debt products from first mortgage to equity capital structures. We require that you borrow through a business / for business purposes. We facilitate funding secured against residential, commercial, rural or specialised property that the banks won’t typically lend against due to restrictions on credit policy or conditions imposed through rating agencies.
the previous issues the borrower has had.

Private Mortgages
Investment / residual stock lending. We offer access to real estate debt products from first mortgage to equity capital structures. We require that you borrow through a business / for business purposes. We facilitate funding secured against residential, commercial, rural or specialised property that the banks won’t typically lend against due to restrictions on credit policy or conditions imposed through rating agencies.
the previous issues the borrower has had.
You’re in good company with our happy clients
Recently funded deal
Loan Amount: $1,700,000
Where: Bendigo
Security Type: Mix of Commercial/Land/House
Valuation: $2,360,000
Purpose: Refinance from high interest lender
LVR: 72%
Term: 6 months

You’re in good company with our happy clients
Recently funded deal
Loan Amount: $1,700,000
Where: Bendigo
Security Type: Mix of Commercial/Land/House
Valuation: $2,360,000
Purpose: Refinance from high interest lender
LVR: 72%
Term: 6 months

do you qualify?
We do whatever we can to assist business in urgent need of finance. We always take into account our client’s unique circumstance and tailor a solution accordingly to best suit their needs. However, in order to be eligible for finance a borrower must borrow under a business or company and will need a property to serve as a security.
Valuations are based on individual sales instead of ‘in one line’

do you qualify?
We do whatever we can to assist business in urgent need of finance. We always take into account our client’s unique circumstance and tailor a solution accordingly to best suit their needs. However, in order to be eligible for finance a borrower must borrow under a business or company and will need a property to serve as a security.
Valuations are based on individual sales instead of ‘in one line’

private mortgage offerings.
Are you looking for non-bank fundning through a private lender?

$500K - $10M+

Capitalised loan facilities

80-90% LVR & 2-24 month loans

1 mortgage to equity/JV structure - deal dependent

$500K - $10M+

Capitalised loan facilities

80-90% LVR & 2-24 month loans

1 mortgage to equity/JV structure - deal dependent

apply online.

you receive funding.
Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

we process your loan.
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

tell us who you are.
Fill out an enquiry form or use our live-chat to start the conversation

apply online.

tell us who you are.
Fill out an enquiry form or use our live-chat to start the conversation

we process your loan.
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

you receive funding.
Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.
Contact Us
Contact Information
Sydney, NSW 2000

Contact Us

Frequently Asked Questions
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You can borrow up to 80% of the value of your property(s).
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Interest rates start from 1.79% per annum
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Our secured funding loans are asset backed, and therefore your credit file is not relevant.
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No, payments can be capitalised into the loan – further improving your cash flow.
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Funds can be advanced within 24 hours upon approval.
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It’s case by case depending on your property, in some instances valuations are not required.
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For Palm Capital to source you a loan you must have either:
- Own property
- An ABN or ACN
- Have been in business for a minimum of 6 months
- Turnover at least $5,000 per month.
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Every loan we source is different and has variable rates, but with Palm Capital, there are no hidden fees or costs. Our policy is to be completely transparent with our clients at all times – you will always be informed of any interest or management fees. Our rates start as low as 0.83% p/m.
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Once you have supplied Palm Capital with the required documentation, in most cases you will receive funding on the same day upon approval.