
Residential home loans & refinances
Ask a Palm Capital broker to renegotiate your home loan rate. Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate. You can save hundreds or thousands of dollars every month. You can even refinance with your same lender, and Palm Capital will arrange your new loan to come with better rates and terms tailored to your unique circumstances.
pre-approval system offer
1.99% variable

Home Loan Refinance
Ask a Palm Capital broker to renegotiate your home loan rate. Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate. You can save hundreds or thousands of dollars every month. You can even refinance with your same lender, and Palm Capital will arrange your new loan to come with better rates and terms tailored to your unique circumstances.
offer 1.99% variable

why refinance?

Find a better rate

Receive cashback

Online applications

Settle in less than a week

why refinance?

Find a better rate

Receive cashback

Online applications

Settle in less than a week

private mortgage offerings.

$500K - $10M+

Capitalised loan facilities

80-90% LVR & 2-24 month loans

1 mortgage to equity/JV structure - deal dependent

$500K - $10M+

Capitalised loan facilities

80-90% LVR & 2-24 month loans

1 mortgage to equity/JV structure - deal dependent

apply online.

you receive funding.
Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

we process your loan.
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

tell us who you are.
Fill out an enquiry form or use our live-chat to start the conversation

apply online.

tell us who you are.
Fill out an enquiry form or use our live-chat to start the conversation

we process your loan.
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

you receive funding.
Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.
Contact Us
Contact Information
Sydney, NSW 2000

Contact Us

Frequently Asked Questions
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You can borrow up to 80% of the value of your property(s).
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Interest rates start from 1.89% per annum
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Our secured funding loans are asset backed, and therefore your credit file is not relevant.
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No, payments can be capitalised into the loan – further improving your cash flow.
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Funds can be advanced within 24 hours upon approval.
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It’s case by case depending on your property, in some instances valuations are not required.
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For Palm Capital to source you a loan you must have either:
- Own property
- An ABN or ACN
- Have been in business for a minimum of 6 months
- Turnover at least $5,000 per month.
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Every loan we source is different and has variable rates, but with Royal Finance, there are no hidden fees or costs. Our policy is to be completely transparent with our clients at all times – you will always be informed of any interest or management fees. Our rates start as low as 0.83% p/m.
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Once you have supplied Royal Finance with the required documentation, in most cases you will receive funding on the same day upon approval.