Chat with us, powered by LiveChat
Asset 4icon gold blue

Residential home loans & refinances

Ask a Palm Capital broker to renegotiate your home loan rate. Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate. You can save hundreds or thousands of dollars every month. You can even refinance with your same lender, and Palm Capital will arrange your new loan to come with better rates and terms tailored to your unique circumstances.

Rates from 1.89%
SMSF loans
Access to a new 15min
pre-approval system offer
1.99% variable
Home loans/investment loans
Asset 4icon gold blue

Home Loan Refinance

Ask a Palm Capital broker to renegotiate your home loan rate. Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate. You can save hundreds or thousands of dollars every month. You can even refinance with your same lender, and Palm Capital will arrange your new loan to come with better rates and terms tailored to your unique circumstances.

Access to a new 15min pre-approval system
offer 1.99% variable
Home loans/investment loans
SMSF loans
Rates from 1.89%
Asset 4icon gold blue

why refinance?

Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate.

Find a better rate

Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate.
Eligible customers could get up to $4,000 in cash back for refinancing. Terms, conditions, fees and exclusions apply. Please ask a Palm Capital broker if you are eligible.

Receive cashback

Eligible customers could get up to $4,000 in cash back for refinancing. Terms, conditions, fees and exclusions apply. Please ask a Palm Capital broker if you are eligible.
Our online application makes it simple for you to refinance online, in branch or over the phone.

Online applications

Our online application makes it simple for you to refinance online, in branch or over the phone.
Your home loan refinance could be completed within 5 business days once we receive your documentation.

Settle in less than a week

Your home loan refinance could be completed within 5 business days once we receive your documentation.
Asset 4icon gold blue

why refinance?

Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate.

Find a better rate

Refinancing your home loan could help you save on interest with a lower variable or fixed interest rate.
Eligible customers could get $2,000 for each property you refinance plus a bonus one off $2,000. Terms, conditions, fees and exclusions apply. Please ask a Palm Capital broker if you are eligible.

Receive cashback

Eligible customers could get $2,000 for each property you refinance plus a bonus one off $2,000. Terms, conditions, fees and exclusions apply. Please ask a Palm Capital broker if you are eligible.
Our online application makes it simple for you to refinance online, in branch or over the phone.

Online applications

Our online application makes it simple for you to refinance online, in branch or over the phone.
Your home loan refinance could be completed within 5 business days once we receive your documentation.

Settle in less than a week

Your home loan refinance could be completed within 5 business days once we receive your documentation.
Asset 4icon gold blue

private mortgage offerings.

Via our large panel of private lenders and investors we can source funding when the banks won’t, even in excess of $10 million. We can have funding in your account within 24 hours, from application to settlement.

$500K - $10M+

Via our large panel of private lenders and investors we can source funding when the banks won’t, even in excess of $10 million. We can have funding in your account within 24 hours, from application to settlement.
We pride ourselves on sourcing the cheapest rates in the market. Guaranteed. Lending is determined based on your current financial situation, or your business’ assets

Capitalised loan facilities

We pride ourselves on sourcing the cheapest rates in the market. Guaranteed. Lending is determined based on your current financial situation, or your business’ assets & turnover.
When you secure your property against your loan, you can borrow up to 80% of it’s value. Although standard loan lengths are 2 -12 months, often our lenders can extend this to suit your needs.

80-90% LVR & 2-24 month loans

When you secure your property against your loan, you can borrow up to 80% of it’s value. Although standard loan lengths are 2 -12 months, often our lenders can extend this to suit your needs.
We can find lending options that others didn’t know existed, that are bespoke and perfectly suited to your needs. So no matter the scenario – we have your back.

1 mortgage to equity/JV structure - deal dependent

We can find lending options that others didn’t know existed, that are bespoke and perfectly suited to your needs. So no matter the scenario – we have your back.
Via our large panel of private lenders and investors we can source funding when the banks won’t, even in excess of $10 million. We can have funding in your account within 24 hours, from application to settlement.

$500K - $10M+

Via our large panel of private lenders and investors we can source funding when the banks won’t, even in excess of $10 million. We can have funding in your account within 24 hours, from application to settlement.
We pride ourselves on sourcing the cheapest rates in the market. Guaranteed. Lending is determined based on your current financial situation, or your business’ assets

Capitalised loan facilities

We pride ourselves on sourcing the cheapest rates in the market. Guaranteed. Lending is determined based on your current financial situation, or your business’ assets & turnover.
When you secure your property against your loan, you can borrow up to 80% of it’s value. Although standard loan lengths are 2 -12 months, often our lenders can extend this to suit your needs.

80-90% LVR & 2-24 month loans

When you secure your property against your loan, you can borrow up to 80% of it’s value. Although standard loan lengths are 2 -12 months, often our lenders can extend this to suit your needs.
We can find lending options that others didn’t know existed, that are bespoke and perfectly suited to your needs. So no matter the scenario – we have your back.

1 mortgage to equity/JV structure - deal dependent

We can find lending options that others didn’t know existed, that are bespoke and perfectly suited to your needs. So no matter the scenario – we have your back.
Asset 4icon gold blue

apply online.

you receive funding<span style="color: #478978;">.</span>

you receive funding.

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

we process your loan<span style="color: #478978;">.</span>

we process your loan.

We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

tell us who you are<span style="color: #478978;">.</span>

tell us who you are.

Fill out an enquiry form or use our live-chat to start the conversation

Asset 4icon gold blue

apply online.

tell us who you are<span style="color: #478978;">.</span>

tell us who you are.

Fill out an enquiry form or use our live-chat to start the conversation

we process your loan<span style="color: #478978;">.</span>

we process your loan.

We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

you receive funding<span style="color: #478978;">.</span>

you receive funding.

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

Contact Us
Contact Information
Use our live-chat for enquires
admin@palmcapital.com.au
Level 6, 56 Pitt Street
Sydney, NSW 2000
Asset 4icon gold blue
Contact Us
Asset 4icon gold blue

Frequently Asked Questions